The most active discussion in DigitalPulse today (20 comments) has to do with Energy Efficiency and The Spectre of Free-Ridership: Is a Kilowatt Saved Really a Kilowatt Saved? In that respect, I have placed a comment that says:
I have a perception that under a different scenario, the dialogue might become simpler and converge to avoid altogether the free riders problem. That scenario is true retail deregulation, where retailers compete with each other to serve customers. In such a scenario, the regulator changes its job from rate case procedures (price controls) with utilities to prudential regulation of retailers.
In that respect, I find that the article by Joel Gordes "ElectroFinance: A Proposed Product for Insurers in a Deregulated Electric Market " as the means to finance energy efficiency (and Demand Response as well) efficiently.